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Need help?

Ready to start your application?

Please note that Pepper Money is unable to accept your loan application unless you can honestly declare the following:
 
  • I consent to the collection, use and disclosure of my personal information by Pepper as set out in the Privacy Consent Declaration and Pepper’s Privacy Policy.
  • I consent to receive documents electronically from Pepper (including Pepper Finance Corporation Limited ABN 51 094 317 647, Pepper Homeloans Pty Limited ABN 86 092 110 079, Pepper Group Limited ABN 55 094 317 665 (and its other related bodies corporate and affiliates).
  • I am over 18 years of age.
  • I am an Australian citizen, or a permanent resident of Australia.
I understand that upon the giving this consent:
 
  • Pepper will not send paper copies of notices and other documents to me;
  • I should regularly check my loan dashboard and nominated email address for notices and other documents; 
  • Pepper may send the notices and other documents by email, or provide a notice in an email that the documents are displayed on and can be retrieved from my loan dashboard; and
  • I have facilities to enable printing the notice or other documents sent to me electronically.
Please note that we only take electronic applications, and deal with personal loan customers electronically. Unless you consent, we are unable to proceed with your application. 

 
If you have any questions please call us on 1300 659 430 and we'll be happy to help.

What you will need:

To properly assess your application so that we can provide you a quick response regarding your loan, we will need some personal information from you:
 
  • Income, expenses, liabilities and employment details.
  • Identification including driver’s licence or passport
We use a number of online services to assist us process your application quickly.

These services include:
 
  • Bank statement retrieval
  • Identification check
  • Credit bureau checks

If you are approved for a loan you can expect the funds to be available to you within 48 hours.